FAKTOR-FAKTOR YANG MEMPENGARUHI UNDERWRITER DALAM AKSEPTASI PRODUK ASURANSI KREDIT PADA PT ASURANSI ASKRIDA KANTOR CABANG JAKARTA

Raden Muhammad Alif Fauzi, Robidi Robidi, Dedi Kusdani

Abstract


The purpose of this research is to find out and analyze the factors that affect Underwriting Results of Life Insurance of PT Jasa Tania Tbk period 2016-2018. There are two variables used are, Independent variables are bruto premium income and bruto claim, and Dependent variable are results of underwriting. This research was included in the quantitative research, the data used are secondary data in the form of financial statement period 2016-2018 obtained from the PT. Jasa Tania Tbk which is the object of this research. Based in these research it can be known that the growth of Independent variables that is bruto premium income and bruto claim to PT Jasa Tania Tbk are experienced an increase and decrease annually. While the growth of Dependent variables that is results of underwriting are experienced fluctuating. This research uses analytical methods by multiple linier regression model. F test results showed that the bruto premium income and bruto claim simultaneously or jointly significant effect on results of underwriting. And T test results showed that bruto claim each significant negative effect but significant of the underwriting results.


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References


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