HUBUNGAN ANTARA OWN RETENTION RATIO, LOSS RATIO DAN UNDERWRITING RATIO DENGAN RISK BASED CAPITAL PADA 5 PERUSAHAAN ASURANSI YANG TERCATAT DI BURSA EFEK INDONESIA PERIODE 2008-2016

Abstract

This research was conducted in order to find out the correlation between Own Retention Ratio, Loss Ratio and Underwriting Ratio to Risk Based Capital of  5 Insurance Company at Indonesia Stock Exchange in 2008-2016. Secondary data was obtained from insurance company financial reports in 2008-2016. This thesis used simple random sampling and SPSS program version 23. This result of this research are: (1) partially variable X1, X2, and X3 has positively and significantly correlation with contribution of X1: 37,25%, (2) partially variable X2 has negatively and not significantly correlation with contribution of X2: 7,6% (3) partially variable X3 has positively and significantly correlation with contribution of X3: 28,9% (4) simultaneously variables X1, X2, and X3 correlation has correlation with Y with contribution of 37.25%. This research is expected to be additional information for insurance companies about the correlation and contribution of Own Retention Ratio, Loss Ratio and Underwriting Ratio to Risk Based Capital of  5 Insurance Company at Stock Exchange.