PENGARUH PENDAPATAN PREMI, BEBAN KLAIM DAN BEBAN OPERASIONAL TERHADAP LABA BERSIH PERUSAHAAN ASURANSI JIWA DI INDONESIA PERIODE 2013-2017

Abstract

This research was conducted with the aim to determine the effect and estimated net premium income, net claim expenses, and operating expenses on the net income of life insurance companies in Indonesia for the period 2013-2017. Secondary data were obtained from insurance statistics for 2013-2017 issued by OJK. The results of this study indicate the independent variables were agreed to the agreed variables with a contribution of 81.1%. Partially independent variables are also supported on variables that are accepted. This research is expected to be an additional information for the company regarding the amount of contribution and net estimation to increase life insurance companies and the determination of policies that must be carried out in increasing net income based on net claims and operating expenses. Keywords: Net premium income, net claim expenses, operating expenses, Profit Life Insurance Company, Life Insurance