HUBUNGAN PERBANDINGAN JUMLAH KLAIM PENERAPAN WARRANTY VESSEL CLASSED AND CLASS MAINTAINED DURING PERIOD OF INSURANCE DAN VESSEL CLASSED AND CLASS MAINTAINED AT THE TIME OF ACCIDENT PADA ASURANSI MARINE HULL DI PT ASURANSI ASPAN

Putri Andam Dewi, Insri Nuryati, Muhammad Ihsan

Abstract


This study aims to compare the number of claims from the application of the warranty vessel classed and class maintained during period of insurance and vessel classed and class maintained at the time of accidentat PT Asuransi ASPAN by looking at frequency claims along with loss ratio claims both warranty versions. As well as providing an understanding of the second understanding of warranty and which is more effective between vessel classed vessels and maintained classes during the period of insurance and vessel classed and class maintained at the time of accident that are used as standard warranty on the company's underwriting policy books. The results of the research found that the number of claims tends to increase if the version warranty of the vessel classed and class maintained at the time of accident is applied compared to the warranty version warranty vessel classed and class maintained during period of insurance and warranty of the vessel classed and class maintained at the time of accident is more effective from the perspective of the underwriter to manage risk in marine hull insurance.

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